It's a pain in the neck!
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  • Bad Apples Ruin It
    • JMB (no login)
      Posted Jun 11, 2009 4:58 PM

      Here's the thing about insurance companies - I'm a PIP/Medpay adjuster - it's the bad apples that ruin it for people who have legitimate injuries.

      There are people who claim injuries just to get free chiropractic care - there's no possible way that you can be 100% healthy pre-accident, then get in a collision with only cosmetic damage, and end up with injuries that are so severe you need chiropractic care for 12 weeks. But people pull this crap with insurance companies every single day, because they want free care. There are also the attorneys who will refer their clients to chiropractors or clinics that prescribe MRIs for every person, even if it's not clinically necessary. Same thing for EMGs, repeat X-rays (have them review the ones from your ER visit if you have some), etc. A simple whiplash injury shouldn't require an MRI within the first 6 weeks after the accident.

      You also have to be smart about the care that you choose. Many many chiropractors give care that is passive and doesn't help strengthen the injured muscles. Any chiropractic plan of care should include stretching, strengthening, and exercises to retrain your muscles. Neuromuscular re-education, posture training, a home exercise program - these are all plans of care that will help you heal faster.

      So if you're in a car accident, try this - seek out a treatment provider that gives you a definite plan of care and a goal of getting you better - the chiropractors that preach "wellness" or "maintenance" or preach on and on about subluxations - they will ask you to treat passively and for a long period of time, when you can easily heal faster from a typical whiplash injury within 4-12 weeks.

      For more severe injuries, such as fractures, dislocations, etc - go see an orthopedist and a physical therapist.
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