If you are just starting out and dont have a lot of money, you can do this...... create your files in MS Word. Then use cutepdf (its free) to convert them into a pdf format.
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Carpe Diem!
Make today a great one....
----Tabitha J Naylor----
www.bigdreamsrealplan.com
http://tabithanaylor.blogspot.com
www.bigdreamsrealplan.com/blog