No need for word templates. Using a pdf compiler and the html tags h1, h2, h3 etc. will build your headings, chapters, table of contents, automatically,
i use htmldoc a free shareware pdf compiler - download it from the site below. it's free but they charge for tech support if you need it. use the free page composer that comes with the new netscape 6.0 browser. it makes making webpages and html a cakewalk. play with these two tools like i did and you'll be an expert in no time.