I've often done the same thing and it is the ultimate, I guess. I bought one of those longish oversized t-shirts at Wal-Mart and it's perfect for that. In cooler weather I sometimes wear a fleece pullover over that and I'm perfectly comfortable for most things and if that's not enough, an insulated vest over that.
That and something on my feet will get me through the coldest time anywhere in the house when I'm at home and it can be pretty cool in the winter in the basement. I also find that I need to wear something on my feet all the time anyway because I'm otherwise always stubbing my toes. Believe it or not, I usually wear a pair of lightweight work boots.
More often anymore, I just wear a sweatshirt, usually with a t-shirt underneath and go totally bottomless (and still with the boots). Of course, one can't go in public like that, not anywhere I go, anyway, but the sensation is different and quite interesting until you become accustomed to it.
If I am actually working at home, that is, actually doing something physical that involves doing something that generates more heat than just sitting around, I find that even on the coolest days at home, I can be comfortable wearing nothing (except those boots). This means you actually have to be active and even so, you will notice that your skin will feel cool to the touch but it is an invigorating thing to do. I have also hiked naked (except for those boots again) on days with temperatures as low as somewhere in the 50s without discomfort. But hiking is a real heat generating activity in any weather. Again, you skin will feel cool to the touch but it is invigorating to say the least. It helps if there is no wind.
There is an expression that I think applies becoming used to nudity as far as the temperature goes, which is "face all over."
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