CONLEY GLOBAL CONSULTING LLC.
Attorney Conrad S. Kulatz, Esquire
633 S.E. THIRD AVENUE, SUITE 4R
Fort Lauderdale Florida, 33312:
Tel: +1.954.731.5410 or 1.754.245.8030
Fax: +1.270.837.5094
e-mail: conleyglobalconsultingllc1@businessmailbox.com
e-mail: conleyglobalconslutingllc@yahoo.com
e-mail: conleygloballlc@aol.com
INVOICE TERM SHEET FOR PROVIDING CASH DEPOSITOR LENDER , COLLATERAL, AND INTEREST RETURN TO GUARANTEE FUNDING,
here is our proposal in helping secure funding for your Lion Canyon project.
This Scenario will due the following:
1. Will Secure Cash Depositor
2. Will secure lending Bank
3. Will secure Collateral (10) year CD fixed interest of approximately 7%
4. Will secure interest only loan at approximately 7.3% per annum
WE CAN SUPPLY THE COLLATERAL & THE LENDER
NECESSARY TO QUALIFY YOUR LOAN FOR FUNDING !
ALL YOU HAVE TO DO IS PROVE THAT YOUR PROJECT
CAN REPAY THE INTEREST ON THE LOAN!
90% TO 100% LTV LOANS AVAILABLE!
Principal = Our Funding Source Borrower = You, the Project Holder Lender = Our Banks or Yours
A simple scenario, assuming the Borrower needs $100M USD to fund their project:
1. The Principal will ask the Lender to issue (or obtain from another source), a specially structured, AA rated (or better), 10 Year Certificate of Deposit (CD) in the amount of $200M USD (or 2x the amount required to fund the project).
2. The Principal will purchase the CD from the Lender in the name of the Borrower for $200M USD. The CD is pledged to the Borrower's Project to collateralize the Loan or line of credit.
3. The Principal will strip the interest coupons (interest stream) from the CD , thus immediately recovering 50% ($100M) of their initial investment.
4. The Lender will issue a $200M USD line of credit to the Borrower (or 2x the amount required to fund the project).
5. The Borrower then draws $100M from the line of credit to reimburse the Principal.
6. The Principal has now been repaid for their $200M initial investment ($100M interest coupons and $100M from the Line of Credit), plus a fee from the Borrower.
7. The Borrower still has $100M USD remaining to fund their project from the Line of Credit issued by the Lender.
8. The Borrower pays interest only payments to the Lender on the $200M USD line of credit, for 10 years at an interest rate to be negotiated.
9. Because the Lender is protected by both the project and principal side of the $200M CD as collateral, this loan scenario may be superior to the majority of loans in the Lender’s portfolio.
10. Borrower has an apparent high amount of interest payable, over the term of the loan with the Lender, however; (a) All Borrower payments are structured to be tax deductible as interest expense, (b) The Borrower’s cash flow requirement is approximately the same as (or less than) the amount required to service a traditional, amortizing loan program. With interest expense coupled with the tax benefits, the actual cash flow for the business should increase. (This is an assumption and not meant to give tax or legal advice. You MUST consult your own tax and legal professionals).
The procedures are as follows:
1. The Borrower sends us the answers to the 18 questions below, along with the Borrower’s request for funding. This information is then delivered to our Lender(s) and reviewed, for its ability to service the interest payments.
2. Upon approval of the Project by the Lender (or their lending committee), a meeting will be scheduled with a Bank Officer, their legal counsel and the Principal. The Bank Officer must be one who is qualified to make the decision (that person must be authorized by the Lending Institution to issue instruments in the size we are discussing on behalf of the Lending Institution). They will discuss the rate on the CD, term and the stripping of the coupons (income stream). This procedure allows the Principal to satisfy any Security Regulations imposed for this type of bank securities. The Principal will also verify with the US Treasury that the Lender (and/or Officer) has the authority to represent the Lender in this capacity.
3. The meeting happens between the Principal and the Lender. The Lender takes whatever time is needed to review the financial information of the Principal's references and all documents provided.
4. The Lender calls for a closing on the loan and the Principal wires in the funds to purchase the CD and your project funds!
IT REALLY IS THAT SIMPLE
AND IT NORMALLY ONLY TAKES 3-4 WEEKS TO CLOSE!
THEREFORE, IF YOU HAVE A PROJECT, THAT YOU ARE CERTAIN
CAN PROVE THAT IT CAN REPAY THE INTEREST ON THE LOAN,
THEN CONTACT US FOR PRE-CLOSING PROCEDURES!!
WE CAN USE YOUR LENDER OR OURS, THE CHOICE IS YOURS!
To see if your project qualifies for funding (minimum loan amount is $20M), please e-mail us the following information:
1. Corporate name:
2. Name of the corporate officer requesting funding:
3. Amount of funding needed:
4. Name of the Project:
5. Type of Project:
6. Address of the Project:
7. Telephone number:
8. Fax number:
9. Cell phone number:
10. E-mail address:
11. What are the qualifications, track record and background of the borrower(s)?
12. Are you certain that your project can service the interest payment on the loan?
13. Who will manage the project and what are their qualifications?
14. What is the loan to value ratio? In other words, how much equity is in the project, if any?
15. Draw down schedule for the loan.
16. One to two page Executive Summary on the project.
17. Projected cash flows.
18. Letter from borrower’s bank, stating that they are a customer in good standing. (This might take you a few days to get, but go ahead and send us the rest of the requested information and then follow up with the bank letter as soon as you can!)
Please note that we need ALL of the requested information listed above and ONLY the requested information listed above.
We do not want to receive your complete package, until one of our lenders has agreed to fund your project
and even then, only if the lender requests the full package!
PLEASE NOTE: ALL YOUR QUESTIONS WILL BE ANSWERED AFTER WE RECEIVE THE ANSWERS TO THE 18 QUESTIONS!
Please contact us and request 18 question worksheet application form.
Also please be advised there is a retainer/processing fee so if you want $10m AND UP and you can not afford to pay to have your porject funded please do not contact us.
Posted on Sep 26, 2005, 1:04 AM from IP address 152.163.100.130