You have incorrectly identified Submitawebsite. They did not merge with any credit agency and have a brick and mortar store located in Scottsdale, Arizona and their address is indeed located on their website. I found over 388,000 links pointing to their site including Internet.com and found no unsatisfactory reports on them whatsoever. After a thorough investigation, I found an agency with a similar name which I believe you may be referring to.
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