He said that I'll rapidly age without HRT bc I'm rapidly going in to menopause...that I'll be more at risk for heart disease, prob get diabetes, etc...that he must saavvve my bones. I appreciate the concern, but geez. He made it sound like I'm going to fall apart in less than a year! He basically said to my DH and I that we need to make a decision NOW...try for babies or go HRT cause I (according to the doc) would not be able to get pregnant while on HRT. Is this true?