I got my Sony W30 for $179 and I love it. It's a fun small camera that is good for everyday use and for model under construction photos. With the right techniques, it can take decent model photos with the entire model in focus, but editing of the final image will be in order.
The H50 is not a DSLR. Minimum DSLR cameras run around $600. I too ruled out getting a DSLR when I was searching for a digital camera.
For a good review including sample photos of any of the <$200 point and shoots, visit www.dpreview.com. This site has the most thorough reviews of cameras I have ever seen.
Good luck in your search.
The photo below was taken with the Sony W30 point and shoot: