It is really nice to know that there is actually someone out there that can respond to me and my fears. I must pray more and leave it in God's hands. My dh has a hurt foot and won't go to the doctor because of no insurance. How can IHAVE A CHILD WITHOUT NO INSURANCE! He is self employed so no insurance. I am at home with a bad back. So no insurance. Heck poor people have kids all the time. But we fall in between the ones that can get help and the ones that have enough money to get there own insurance. I think that is the lower middle class. It really stinks that our decision may come down to money! If you got it you can have ivf and all the other things. If you don't you can't have children because it may bankrupt you! It stinks! I say just go for it and it will all work out somehow! Brezee.