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Health Insurance crap

January 19 2008 at 10:28 AM
maria  (Login maria1919)
Members

As you know, I am having some back issues. I woke up this morning in terrible pain and managed to get to the bathroom to take 2 naprosyn. (the vicodin did nothing last nite except make me feel weird and nauseated).

I know I will have to see my doc if this persists but I was dropped by Blue Cross of CA. and when I reapplied, was declined b/c of hypertension and anxiety (the reasons I was dropped). I was so ticked off, I called and asked the woman if they consider the reason behind the conditions. She flatly said "no, we just look at the condition". They did offer me "high risk insurace" at 600. a month just for me.

When I go to the doc, I pay out of pocket but I am worried b/c if I cut or burn myself not to mention a car accident, I am screwed.

I also pointed out to BC that both of my conditions have improved greatly according to my medical records with medication, proper diet and alternative methods of relaxation and exercise. They don't give a rat's behind about that.

I'm sorry to rant over this but I don't think it is fair. I am not happy in the least to have either condition but I am doing what is necessary to improve them.

I can't afford 600. a month for health insurance. I am going to call an insurance agent a friend recommended and hope I can get decent coverage. Even if it is just major medical in case of an accident.

Please say a prayer that it works out. I think of this more since I am getting older.

 
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