after much kissing, fondling and sucking her nipples i moved my hands down her tigh, i felt the warmth and kind of wetness on her panties. move my hands inside her slit but didn't really feel her clitoris and inserted my finger but she said that was painful. thought that won't hurt.
It will hurt if she is a virgin because she not use to have something that big goes inside her. There is a high possibility she will hurt a lot when you insert your penis for the first couple of time. Please make sure you have a lot of foreplay before the penis penetration to reduce her pain. Anyway, no matter what you do, the first time for her will hurt and uncomfortable.
if you can't get two fingers inside her vagina, then don't try and push in your penis - it will hurt her too much.
spend a month or two just kissing the vagina and playing with her clitoris and inserting clean fingers.
when her body is ready, it will open up for you - don't rush it just to get a notch in your belt.
if she feels your TRUE LOVE, she will be able to handle the discomfort of losing her virginity a lot easier, because it is an emotional experience - SHE NEEDS TO FEEL YOU WON'T USE HER, THEN CAST HER ASIDE FOR ANOTHER GIRL.
scientists will tell you that it takes up to 40 minutes for a vagina to get ready for sex. Large amounts of blood need to surge about in the vagina, to allow the tissue to relax and gently stretch.
same thing happens in childbirth - a stretching over several hours with large blood flow to open up wide enough for a baby's head (widest part) to come out.
it is a big decision for a girl to lose her virginity - she is giving you a gift that many guys never get to experience BECAUSE SOMEONE ELSE GOT IN HER PANTS FIRST....then "ran off" to seduce other girls.
it can take 6-10 times before sex becomes comfortable, and "morous".
once sex is a regular thing, there is a 5% chance of pregnancy - so a girl needs to feel YOU WILL BE THERE FOR HER ALWAYS if you have a contraception failure.
if you think abortion is the answer, then you should not have sex outside marriage.
once a baby is growing inside a girl, her maternal instincts of motherhood release hormones which can make her want to keep her baby. she needs to feel that the father will stick about and be involved with the upbringing.
Most female of mensral age have used tampons without difficulty - a finger or two is likely not going to cause discomfort. Likely she is nervous or dosnt desire to be intimate with you??