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Jen

April 22 2005 at 12:31 PM
  (Login Jean150)

I've been skimming bits and pieces of your story and you mentioned about how your STBX (soon to be ex) want to sell the house as soon as possible.

Firstly, isn't it your house too?  Is your name on it or the mortgage?  You may have to see a lawyer about the details, but if you co-own the house, there's no reason why you should be forced to move if you don't want to.  You said he told you that he "couldn't afford both" his apartment and the house.  WELL......he should have considered thoses costs before trashing his marriage vows, I say!

Don't let him pressure you.  Get a good lawyer and see if you can get enough child and spousal support that you would able to cover the cost of the mortgage.  I did.  My former H was trying to intimidate me with saying we'd have to sell the house, et cetera.  But why should I move before I'm good and ready?  Why upset the children more?  

My former H moved out July 1, 2001.  I still have the house.  It was signed over to me as part of the divorce agreement.  I think that he is amazed that I still have it, but I am very frugal. 

Jean


 
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(Login Jen29)

Hi

April 22 2005, 1:27 PM 

Yes, I live in the house for now, but there is no way I can afford it even with child support. He cannot or has told me he cannot afford both the house and the apt. So either he will sell it or let it go into forclosure. I honestly would like to move. I would like to move to another house cause this one just reminds me of all the fighting and him getting ready to run off and see his girlfriend. It's just full of bad memories. I'm willing to live in an appt for a while to save up for a down payment on a house again.

 
 

(Login Jean150)

have you done your child support homework?

April 22 2005, 4:04 PM 

Jen

Online are childsupport calculators that the courts use to determine how much support you can get.  I live in Ohio, I'm not sure where you are, but if you are in the States, perhaps you could call a local social service agency -- even the WIC people could point you in the right direction -- in order to find the calculator that your court would use.  What you do in punch in your STBX's yearly income, your yearly income, and how many minor children you have, and it will calculate how much child support you are likely to get.

I wouldn't let the house go into foreclosure if I were you, because that would hurt your credit.  If you think you'll be late with some payments, the best thing to do would be to contact the mortgage company right away, as I've heard they will be happy to work with you over a certain amount of time in order to avoid foreclosure. 

But possibly, if you decide to keep your home, you could refinance at a lower interest rate, and then sell when you are ready to, rather than be rushed about it right now.

Jean


 
 

(Login Jean150)

Jen

April 22 2005, 4:17 PM 

I'm assuming that your name is also on the deed and maybe the mortgage with his.  Is that so? 

 
 

(Login Jen29)

hi

April 22 2005, 5:51 PM 

My name is not on the title or mortgage. It's his credit that would get ruined. I have looked up how much he would pay in support and w/ what I make I would be living paycheck to paycheck and that is not something I want to do.

 
 
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