Nothing chaps my hide more than this relatively inane practice. It really boils my blood to have a seller insist that I insure that HE packs well and delivers what I already paid for intact. I've always felt insurance is for the seller, not the buyer. He's the one guaranteeing I get what I paid for isn't he? If not, then why do we expect other merchants to refund us when damaged goods arrive - and they usually do with little argument. They roll the dice and pay when they lose. The seller has the contract with the shipper... not the buyer.
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