We extend to you a cordial "WELCOME ABOARD !" Come on in, make yourself at home, we are a friendly group of enthusiasts, and we also appreciate the classic Chris Craft Roamer, Corsair, and Lancer boats too , as they are all on the same family tree and share much in common ! Just start by posting a note introducing yourself to the group, that's all it takes here (we don't ask for or retain any personal information here, because our intention is to just "have fun and share information".
I originally chose boat us from my fathers experiences in the past. I like for the old boats (1978)an agreed upon hull value. ( not replacement cost) If it sinks and total loss I get my investment back. The boat will never worth that much, insured for roughly 2x market value. I like the fuel spill, Freezing coverage, insured and under insured boater. Boat had these item in there policies before anyone else ever did.
Had a claim from a grounding last year. Had to repair props and transducer right before a boat vacation. I would not wait for the inspector that was 2 weeks out. Repaired and launched in 4 days, took a lot of pictures and hoped for the best. To my pleasant surprise after forwarding all photos the insurance company paid the bill. It may have been that I did all the work and they knew the bill should have been 3x the price. $2300 paid. 1978 cc 42' sportfisherman. I also had a 0 deductible .
My father has boat us and hard grounding 2 years a go 32k all covered by boat us, 46'. It included shafts, struts, rudders, crack in floor, tabbing repair, alignment, impellers. No hassles. On a previous boat years ago his boat was struck by lighting and took out all electronics, ac units, through hulls, and a bunch of electrical items. He had top of the line when they were installed 15 years prior. The upgraded him to top of the line for the time period for the lightning strike. over 100k all paid no hassles.
I don't know about pricing. I don't care about it for the most part, how much can you save? Or when it happens to you how much will you loose from and insurance company that wont pay.
My opinion use boat us.