Thanks for the obvious advice Ripper, but like I said, I have no problems while browsing the web, and visiting other sites - UNTIL, I go to my Net54 forum, more specifically, my own board. So, I think think it is likely that Net54 is the cause. This has been happening for years, and it's not just me. All the pop-ups and Ads must be doing something. I am not the most tech-saavy guy in the room, but I know a thing or two.
However, you are right about this - my AV software probably does suck, as do all of them, which is why I have converted to Mac. Here's the link to my board, try for yourself, if you believe what you're saying is true
http://www.network54.com/Forum/74983Make everyday your "Masterpiece".....