Dan,
Hornet offers a set of female heads (without hair). You could easily add a scarf if you didn't want to sculpt the hair. Otherwise I found this link that may have some ideas of sets you could potentially "borrow" from...
http://www.finescalerr.com/smf/index.php?topic=1401.0
HTH,
Steve
[email protected]
www.engeeesworld.blogspot.com/