For me, it's not enough not to start new projects--it really helps if I can finish old ones. I feel more successful in general, and that helps me in lots of ways that I need help. If this makes sense, I'm too busy enjoying the finished projects to worry as much about what I don't have.
The construction expenses have wound down, but maintenance at our primary home is becoming a biggie. The sump pump went out a few weeks ago and cost $800 to replace. It seems like if it isn't one thing, it's two. Those of us that moved into new homes get a real shock when the house is about 10 years old and starts needing stuff bigtime. My house is 14 years old and we've already replaced the water heater and pump.
Planning the everyday stuff--staying on top of bills and phone calls, laundry and meals--really makes a big difference in my budget.