I have to come up with a new way to save for Christmas. I was using my flexplan/FSA. I would pay the meical bills when they were incurred w/ cash on hand, submit my invoices late in the year and use that cash to cover Christmas presents. Well, next year, theya re requiring to use the convenience Card (VISA card) to pay the bills rather than submitting for reimbursement. So, now I need to come up w/ a new plan.
Easiest is to jsut deposit money each month in my money market, but I would like to keep it seperate just in case I get a wild hair and start spending money again. The CU has a Christmas Club acct, but I wanted to see if y'all had any other suggestions that might earn better interst before I open another acct.
We're not talking aobut a ton of money, just $500 or less. All I buy presents for are my mother, sister, gift swap for work, and my niece's family (niece, DH, their son Drake and the new baby next year
so, how do you save your money for Chirstmas????