I am helping DS get out of debt. Fortunately, he didn't owe a lot--about $2,600 to two CCs. Over the last two paychecks, he paid off his Visa with two payments totaling around $700. This paycheck he also started making extra payments on the engagement ring--sent Amex $350 with another $300 planned in two weeks. At this rate, it should be paid off by mid-September. His last car payment ($380) is in October, so he isn't going to bother paying it off early.
He is accomplishing most of this because we aren't charging him rent while he lives with us this summer; but, also, he does have a budget and so far is staying within it. His girlfriend is a good example: she is debt-free except for her house, pays her CCs in full every month, and doesn't have student loans (even though she was 100% self-supporting in college). If he'd married the one he was engaged to, he would be divorced by now--and bankrupt.