Given the mid-west weather patterns, I'm debating taking a taxi in to work as I'll be gone for awhile and I'm nervous leaving my car out that long. We just had golf ball sized hail roll through a couple of days ago that dented a couple of cars at work, and one gal needs a new windshield. Most cars don't just have $300 windshields anymore either... So do I pay (upwards of $50 round trip) for a taxi and leave my car in a carport (which in itself isn't a guarantee) or do I leave it at the office and keep my fingers crossed that I don't come back to a busted window and three inches of water in the floorboards? Public transportation here is seriously lacking and not a viable option. This is something that would be ongoing in the summer months.
I would take the taxi if an actual forecast led me to believe the car might be damaged, but I'd take my chances with "midwest weather patterns." I'm assuming you have comprehensive insurance. A new windshield costs me the $100 deductible.
Sandy in NJ (Login SandyinMI) The Frugalista Files
May 1 2012, 9:54 AM
Neither of our vehicles have been in a garage or shelter since we've moved to NJ. We have a one car garage at the rental, but it's inconvenient to use - no access directly into the house, no automatic door, padlock - so there are very few items in there. I wouldn't think twice about leaving a vehicle outside for an extended period of time. We've left vehicles in airport parking lots many times. It doesn't hail that often, does it?
Miranda in KS (Login Miranda_MO) The Frugalista Files
I can't remember your state
May 1 2012, 2:33 PM
My parents live in OK, and hail is not uncommon there. I'd probably just take my chances and park at the airport. Both summers we went to China (gone 16-19 days each trip), we left our car at the airport. I honestly never thought about bad weather and cracked windshields, and we didn't experience any problems.
We've already had a couple of towns nearly wiped off the mat so far this spring from tornadoes, plus at least two hail storms in the last month, so they do get some nasty weather. OK is probably similar. We've had tornado warnings and severe thunderstorm warnings the last couple of nights in a row. (I rode my bike through one of the t-storms last night!) No one else on this two week trip is leaving their car in the parking lot. I have had one offer to take me home, but he's not interested in leaving earlier to pick me up.
I did just go drop my deductible from $1000 to $500. It added $32/6 months. I'll probably drive... Certainly be easier.
it's normal office parking... Not near the terminal. I'm considering leaving my keys and insurance card in my desk in case something happens while I'm gone; perhaps another coworker who is there could help take care of it or at least give the keys to a tow truck if needed.
The hassle of finding rides sounds like a big one. I guess It's not like DIA, huh?
I had major hail damage a few years ago. I got a check for $6500 and I didn't fix my car. It was like a bonus. BTW, I hope that's not insurance fraud. There was no hassle at all since I didn't fix it, and now I don't care about hail storms. Bring it on. My car can't get any worse. LOL!