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You are really lucky to have any insurance coverage for fertility treatments. If you are happy with ORM and they have good results I would throw the money at them even if it costs you a bit more. Then you will know you gave it your best try with them. Also, if you get a baby you will not care that you spent more. Some of this stuff is so hard to know because you haven't done an IVF cycle before so you don't know how well you will respond.
At the same time maybe think in the back of your mind what will you do if the cycles with them do not work. I came up with a game plan with an overall budget as to how much I was willing to spend to take home a baby with my OEs first and then how much I was willing to spend using DEs.
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