We’re going from this

to this
Open up Adobe Photoshop. Locate your choice of picture (I’m using the Laura and Kimber one) and open it.
You need to crop your base. Open up a new document and enter 100 (width) x 100 (height) and make sure your measurements are in PIXELS.
Go back to your picture and select all. (Select > Select All).
Go back to your new document and paste. (Edit > Paste).
Use the bounding box resize handle bars to resize your picture to where you want and click enter. (Hint: You can hold the SHIFT key while resizing to keep the entire picture in proportion)
So now we have something similar to this.
Duplicate that layer and set to screen at 50 %.
Add a new adjustment layer for saturation. (Layer > New Adjustment Layer > Hue/Saturation). Enter 20 in the Saturation field.
Now copy and paste this and set to exclusion at 100%.

The result ---
Copy and paste this and set to soft light at 100%.

The result ---
Copy and paste this and set to color burn at 100%.

The result ---
Duplicate your base layer (Layer 1) and bring to the top. Set to screen at 100%.
Copy and paste this and set to color burn at 100%.

The result ---
Copy and paste this and set to linear light at 15%.

The result ---
Now select all (Select > Select All). Go to Edit > Copy Merged, then paste (Edit > Paste).
Use your Rectangular Marquee Tool (M - Keyboard Shortcut) and select a small area of the picture. Copy that (Edit > Copy) and paste (Edit > Paste).
I have this.
Go to Layer > New Layer. Now use the Rectangular Marquee Tool (M - Keyboard Shortcut) and select a small area above the layer you just pasted and fill with white.
I have this.
Now you can add text. I typed "smile" using Century Gothic; Color: A3A3A3; Font Size - 12; Tracking - 100 and kinda put it to the left.
I have this.
I also added a brush by amethystia @ livejournal in the same color as my text. You can find the brush in this set located at
http://community.livejournal.com/amethystia100/9284.html.
My result...
Copy merge again (Edit > Copy Merged) and paste (Edit > Copy).
Go to Edit > Stroke -- Width - 2; Color: White (FFFFFF); Location - Inside; Blending - Mode - Normal at Opacity - 100%.
Now go to Filter > Sharpen > Sharpen. Go to Edit > Fade Sharpen and put 40%.
And this is my final result.
Make sure to save your work. PSD allows you to edit your work at a later date and I usually save my work in PNG format. IMO, it helps with quality.
