for your response. I have so many questions, but need to look at the webinar on line and call SG one more time to answer a couple of questions that I have. The 3:1 option at SG is 10K (not including meds and travel) more than the 1:1 shared success program at the clinic where I am working right now. The guarantee at this clinic, however is 60% refund and you get 1 fresh cycle and unlimited FETs. I know people get pregnant with FETs but I don't know the statistics so I'm not sure that this is a great plan. The clinic does offer a 6 fresh and unlimited frozen program for 30K. Again the return on the investment is just 60% so we would really not have a lot to work with to move on to another family growth option. So much to think about.