Are there any other refund programs out there that are friendly to women 40+ TTC via DE and allow SET?

So far this is the only program I've found, anyone know of any others?

We are NOT interested in doing a shared or split cycle, fyi. Only a program that would allow a few fresh and frozen cycles, with a guarantee of funds (all or a portion) returned if no live baby.

I know of a few..RBA in Atlanta, Shady Grove in DC/Maryland, SDFC in San Diego.

AttainIVF is a 'program' that a number of clinics belong to. That's what I'm looking for, not specific clinics that have refund programs. Many of them do serious cherry picking and will not allow someone of my age to do a SET. Attain doesn't seem to have that issue, just wondering if anyone has heard of other reputable refund programs?

I believe CNY is okay with SET and does not cherry pick for sure they have a $45,000 refund option... I know you do not want to split at CNY you could pick a split but cycle donor as a single for hopefully lots of frozens..

I'm confused... probably something about the plan I don't understand, but what do you mean by 'you could pick a split but cycle donor as a single'?

I think their refund option is awfully expensive given their stats. IVF New Jersey has way better success rates consistently for the last few years, and they have a refund program with AttainIVF that is around $32-39, depending on what you do. I looked at CNY, but thought his pricing seemed out of whack based on IVF New Jersey's rates/fees.

You can get a password easy to look at CNY donor database adult pictures etc.. There you would see donors listed as single or split cycle option. A donor listed as a split is a high producing donor that is why she can be split. If someone is first to pick a proven split donor they can cycle her as a single in hopes of getting some decent number of frozens hope that makes since..

If I pick a donor who is listed as a split, that means I will be sharing eggs with another couple, yes? Or am I not understanding something.

If you are first to pick a split donor you can have the option of not sharing and keep all eggs retreived for yourself. These are typically geat proven donors..

the thing is though... SG has pretty so-so stats... so I'm leary of them...

I know we did split cycle for just that reason only wanted fresh cycle. If you try a split cycle and get a few frozens and just transfer one at a time you might succeed, but if not then go to a plan B.. .

Shady grove offers refunds for shared 1:2, 1:3 and 1:1 DE. Their policy it to go eSET first and only up # of embryos based on your history and quality. I did the frozen bank and then the 1:3 program and had a positive beta in the 1:3 program. In my own egg IVFs I did eSET twice then 2 and 3 other times because of quality. In frozen we did eSET. This cycle they recommended 2 day 3 embryos and given history we agreed. Can I ask your reason for not wanting to share? Are you trying to save embryos for potential siblings? Are you concerned about too many partial siblings? Are you trying to avoid stress? I travel about 80% and was able to make the shared program work and am thrilled to have used a shared donor.

my main objection was too many 'siblings' out there. When you factor in that many donors donate more than once, it just gets to be too much for my comfort level. As I've said here earlier, my ideal donor is a woman who doesn't want kids or would agree to only donate to me. I have actually found both types of donors in my search, but none that are a good fit for me (so far, anyway.)

It's a toss up between doing a guarantee program, or doing a shared program at a clinic with lower stats that is more affordable. I'm leaning towards the guarantee program, but we're not 100% decided yet.

...obviously in case you have to go back if the fresh SET doesn't work, you want to know that you can continue doing SETs with frozens too without dealing with a high failure rate.

I know first hand that they are big proponents of eSETS. And, their guarantee program includes the cost of donor, as you are using their frozen egg bank. I also know that they do not cherry pick in general. But, I must admit, I don't know that much about their guarantee program. It is something to look into though. Especially if you are only looking to have a few frozens from each cycle, if that.

Good Luck.

they don't take our insurance. We were lucky enough to get a small ART benefit, must use it as we are stretched for funds to do this.

for parts of your cycle--like your testing and some of your treatment that may be out of state. Call RBA and ask.

I'm pretty sure that the only requirement RBA has is an age requirement. They do not cherry pick as far as the guarantee program. It's not like applying for a shared risk program. They have a $30,000 guarantee program where you get 5 fresh frozen egg cycles including FET's...and you get most of your money back.

but we can't apply our insurance benefit with them, at least according to what their web site says. Very specific about not accepting BC/BS. Maybe I should check to be sure though...

I actually started with another clinic after looking at the RBA website to see if the accepted BCBS, and like you got the impression they didn't. Later I decided to switch to them anyway and found out that they did accept the insurance. It would be worth a call to them to check into it further. Also, they will let you have some stuff done at your ob/gyn's office to help reduce cost and make sure things are covered by insurance.

If your benefit is small, then you will likely go through it with your drugs and your testing and pre-testing.

call. you will really like them.

I will definitely give them a call this afternoon when I can take a break from work. Thanks for posting!!

https://www.sartcorsonline.com/rptCSR_PublicMultYear.aspx?ClinicPKID=2323

37.3% live births from frozen embryos

Success rates for FETs for them in previous years ranges from low 40s to low 50s.

Not sure what to think...

disregard my comment above, SART's site doesn't really allow for their type of stats to be published.

I did find out that they only allow baby/child photos, no adult pictures. Could be a drawback for us, but we are back to considering them.

They may be too far for you to travel. But they have great success rates and a refund program. They are not part of the Attain program. You can look at adult pictures of their donors online without a password. Their site says they require an in person visit before being admitted to their refund program. So that is another place you could look at online.

I don't know anything about them other than they have nationwide clinics and offer refund programs. It stands for Advanced Reproductive Care Inc. Maybe they would have some good clinics near you. I used an Attain refund program so it is the only one I have ever really looked at. And I did a single embryo transfer which my clinic strongly encourages.

No matter what guarantee you use (SG, Attain, RBA), you can't use insurance to pay for it. They just don't allow that (because insurance pays for treatments, not insurance, if that makes sense).

they have a lot of clinics in their program and you can do one that allows some insurance benefits to apply... basically those charges that are billed directly from the clinic and are out of pocket... at least for the clinic we're looking at (IVF New Jersey)