Thank you Walt for confirming what I already know from simply reading the comments of many foreigners living in the Philippines.
I am stil living in Canada but am contemplating to move there by the end of next year. That is why your comments or other foreigner's comments are very valuables to me.
I have learned many lessons without ever being there, thank you all.
I wonder if you live there with the ''extended'' familly or you live somewhere else?
When you say San Fra, does it mean S.F. in Camotes?