im thinkin yr american an so maybe what im am gunna say wont be much help cause i dunno how things im gunna say go over there but herd it aint real good....but where i live u can get help from the goverment an stuff with if u cant not pay yr rent or bills an stuff....like we got places that can pay it for u an other places that can lend u the money an u pay it back in lil amounts each week till u pay it back but just with no interest an stuff.....an some times places like the savation army an other places like that help pay bills an stuff....maybe u could try lookin for some places like this in yr phone book or on the net an see if they can help u at all....im am real sorry yr havin these problems an i no its is real scarey when u cant not pay the rent an bills...