Since I had my little ordeal and refused to pay a fucking penny to the bank for the hundreds or thousands of pounds of "fees and penalties" the claimed I owe them they've resorted to threatening letters, threats of bailiffs, threats of court action, and eventually threats of dropping most of the fines if I'd just pay a little bit.
Which I refuse to do.
It's a funny situation, I kicked up a huge fuss one day in the bank and demanded my four quid to be withdrawn and the account closed (took about two hours to get it) but since they claim I owe them money for "fines" due to the eBay scam they won't cancel my account with them. So like it or not I am permanently signed up with a bank I will never use again!
Guaranteed lifetime membership.