Firstly I have no link with Hannants,and although yes I live in the UK I have no specific loyalty to Hannants based upon nationality. If you go back to the various discussion boards at the time of this "hack" you will read that Hannants was only one of a number of on line retailers effected by the fraudelent use of card numbers. My card was used to purchase airline tickets in Thailand and prepaid phone cards in Northern England at the same time. This card had never been used at Hannants. I was not even registered with Hannants at their new web site. I know of many people with similar stories, some of whom are not modellers and would never even think of shopping at Hannants. What is believed to have happened is that a list of card numbers and CVC security information was taken/lost/smuggled fraudently from a clearing bank, somewhere in the continental US. This was then sold on the criminal market. My job does bring me into close contact with the International agreements and rules concerning card payment and data proptection, and I can assure you that any vendor that collects card data has to follow very very strict procedures to protect that data. Despite that, it is not insurmountable for an employee at the vendor or the bank with criminal tendencies to obtain and smuggle that data outside. Not easy by any means, but possible for those prepared to take the risk of jail time for enough money.
Use of a credit card brings risk of fraud, but most decent card providers will protect the card owner from that fraud, the pain being the wait for a new card to arrive and the wait for the investigation to exonerate you. Better this than posting money, orusing a debit card where youhave no protection at all. Use Pay Pal at Hannants if still worried, but ultimately even that won't help you from a bent employee at Pay Pal.
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