UniPALM is a fly by the seat of my pants plan to provide money to Alcor at the last minute... to preserve me if they can. It'll be done unilaterally. I can't afford to remain signed up with the proper amount of insurance on the end date of my life expectency... either through Alcor or the CI/sa situation. Cryonics is out of my league. As I get older, my situation becomes harder, not easier... and can't see myself sacrificing my current needs in favor of a crack at immortality. If my finances change, I'll be the first back on board.