How big will the underfunding problem become? Projecting this number

would be simple enough, for anyone with access to Alcor data:

1. Check each member's funding.

2. Look up the probable life expectancy for each member

from actuarial tables, and project Alcor's probable

funding minimum at the likely time of death, assuming

that minimums continue to increase by an average of 3 or

4 percent per year. Subtract the member's grandfathered

funding amount from the probable future minimum at the

likely time of death, to find the member's probable

funding gap (in a few cases, it could be a surplus).

3. Add up all the funding gaps, subtract the total of

surpluses, and the result would be Alcor's total

probable unfunded liability for performing

cryopreservations.

Unfortunately, so far as I know, no one has ever done this

calculation. Therefore, the likely future dimensions of the

underfunding problem remain unknown.

http://www.cryonet.org/cgi-bin/dsp.cgi?msg=32976
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