Terry, you may be going through a funk financially and lacking a real job you need, but you are not sitting around feeling funked. You are going out doing good, serving people, riding bikes, spending time with family and keeping a positive attitude. Jesus has you covered! Forget clothing, forget worrying, be IN Jesus and living IN Jesus, letting Him lead you where you need to go.
Gift cards are always nice. It is the easiest way to give gifts. But you also need to know the person well to give gifts that are personal and to the point. Which means that if gift cards were available to the Wise Men, I doubt they would use them seeing their gifts meant something more.
Blessings and be blessed,