I receive £600 a month.

My house rates are £1600 per year

My water bill £500 a year
My phone bills including BB £600 a year
My electric £500 a year
State pension insufficient for basics

Without ace and his family helping me I could not manage to enjoy life as I do.

I told ace not to be so generous, but he said he would not feel good without the support he gives.

My home town is a wonderful place to live but it is so expensive.

Maybe that’s why all the foreigners choose to come here.

And the local government are building thousands of houses to accommodate them.

My near neighbour who worked in the building trade all of his life says we never had a problem with flooding, but it will be a problem to this area from now on. They are building on some water meadows, and that should never happen.

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By Jennifer Hill Reuters - Wednesday, July 4 12:26 amLONDON (Reuters) - Less than a fifth of those approaching a retirement reliant solely on the state pension are confident they can make ends meet, a survey shows.


Just 15 percent of the over-55s who have no personal pension savings are confident they can afford the basics of everyday life, according to Birmingham Midshires.

That compares to 55 percent among the 55-plus age group who have built up both a personal and state pension entitlement -- the highest of any working group, including the full-time employed.

Some 20 million people are not currently accruing rights in a private pension, according to the Pensions Policy Institute.

And with inflation running at 2.8 percent, state pension provision has failed to keep pace with the cost of living.

But, overall, Birmingham Midshires said its findings challenged the stereotype of impoverished pensioners.

It found that today's over-55s are living life to the full and are more likely than their younger counterparts to be able to afford luxuries.

A tenth of people from the older generation say they are able to indulge themselves with luxuries, compared to just 2 percent of 18-24-year-olds.

Jason Robinson, director of savings at Birmingham Midshires, said: "The over-55s are facing enormous change in their lives and many may be apprehensive about their retirement.

"It's great news that many people can look forward to financial and social freedom in later life.

"But, of course, the more money they have coming in from pensions and savings the more enjoyable retirement will be."

YouGov questioned 2,214 people for the survey.


Copyright © 2007 Yahoo! Inc. All rights reserved.

Ferret mate, I worry about retirement, I put 10K a year into my pension (includes employer contributions) and it will still pay next to fuck all on retirement...like a lot of people I know, my pension will be my house. This country is going down the pan, should have emigrated years ago when I had the opportunity.

Why is it that the government can find the finance to accommodate all the incomers in including those that choose to abuse the system and the others that seem to HATE us and our way of life, and yet the people who have served this country and worked hard all their lives and contributed to retirement have to go without.

Why do we so easly accept, what they give us, when some Muslim men can claim for their extra wives and children, although those wives/children maybe still living in their country of origin.