Best thing to do is to invite insurance brokers preferably established in the industry (e.g. pru-life uk, sunlife of canada, manulife, insular, phil-am life, etc.) and determine what type of coverage under their services we can fit in.

with the amount of money our registration of P600 generated, the organization may subsidize & maybe the premium might be lessen if in case the members might avail of the service if not required compulsory.

it is imperative however that the council must agree/decide on what coverage we might be interested to subscribe to/in.